Saving and Investments

Investment Advice

Savings = Risk

At last it is recognised that there is no such thing as a riskless investment and that even cash carries risk. We have suggested this for many years and now  the current banking crisis has made people realise this. Our concern about the risk to cash was and remains the inflation risk. Even at the relatively modest rate of 3%, inflation halves the buying power of money over 23 years, whilst at 5% it halves even faster,  over 14 years. These numbers need to be understood in the context of someone retiring at 60 on a fixed income.

However, property investments too has had its problems. Bricks and mortar are not as safe either. Before investing here too you need advise, especially for buy to let.

It has never been more appropriate to take investment advice for assets investments. Are the coming years likely to see a return to steady growth or continuing recession, a period of deflation or a period of inflation? No one knows, but are you adequately covered to meet any eventuality? Do you understand the full range of investment options open to you?

Here at competitive mortgages and financial services Ltd ,  a fully rounded house capable of providing both financial planning advice and investment advice. The former helps you to plan your strategy, utilising tax efficient vehicles where possible, whilst the latter then ensures that your monies are invested to meet your current circumstances, your likely future circumstances and your attitude to risk.

Investment Advice - you can't afford not to take it.