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With finances and financial planning becoming ever more complicated, there has never been a better time to take advice from local experts you can trust.

CM&FS focus on providing competitive mortgages and remortgages for people with:

  • Credit problems
  • Trouble proving their income
  • Missed mortgage payments
  • And more ...
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Why Choose Us?


- More than 200 residential mortgage products available.
- Over 10 years of experience.
- Fully independent with more lenders and more choice.
- Competitive and exclusive lending terms
- At no cost, can internally pre-qualify your application financially, thereby saving   valuable time.
- Can save you time and costs (ie: phone, fax and postage) in both exploring and   finding a possible lender.
- In-house processing and dedicated underwriting team for each lender– who are   fully aware of what documentation the lender requires, their lending criteria and   how to present the application, which ensures a faster mortgage offer.

Planning to Succeed

People do not plan to fail, they simply fail to plan. Let us help you plan to succeed. All our advisers are qualified and look to provide you with professional and impartial advice. We always look to find solutions for your needs that work throughout the many different stages of your life.
Insurance and Investment products differ greatly in areas such as their tax treatment, charges or investment returns. We constantly monitor the whole market to ensure you receive advice about the product that best meets your needs.









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